Free tools & calculators

Professional tools.
Free to use.

Built by a MAAT accountant. All calculators use current 2025/26 and 2026/27 rates. No registration required.

✅ Free to use
📊 2025/26 & 2026/27 rates
🔒 No data stored
⚡ Instant results

Our three tools

Click any tool to open it — all work directly in your browser.

Free Tool
Sole Trader vs Limited Company
2024/25 — 2026/27 Interactive Tax Comparison

Enter your profit and see exactly how much tax you'd pay as a sole trader vs a limited company director — with a real-time interactive calculator, income threshold analysis, and a personalised recommendation for your situation.

  • Side-by-side tax breakdown at any income level
  • Real-time calculator — adjust income to see instant results
  • Income tax, NIC, Corporation Tax & dividend tax all included
  • Shows the exact breakeven point where Ltd becomes beneficial
  • Non-financial factors — admin, liability, credibility
  • 4-year forward tax projection
Open Calculator → Best for: Self-employed considering incorporation
Professional Tool
Financial Tax Report Generator
Full P&L, Tax Computation & 4-Year Projection

Enter your business financials and generate a comprehensive, print-ready Financial Tax Report — including P&L account, Corporation Tax or Self Assessment computation, financial ratios, risks, and a 4-year tax projection. Professional quality output.

  • Supports sole traders and limited companies
  • Full Profit & Loss account with expense breakdown
  • CT600 or SA100 tax computation generated automatically
  • Financial ratio analysis (gross margin, net margin, ROCE)
  • 4-year forward tax projection with growth assumptions
  • Risks, observations & recommended actions
  • Print-ready PDF output — professional letterhead
Open Report Tool → Best for: Accountants & business owners
Free Tool
UK Benefits Calculator 2026/27
Universal Credit, PIP, Carer's & 20+ More

Find out which UK benefits you can claim in 2026/27 — and exactly how much — in under 5 minutes. Universal Credit, PIP, Carer's Allowance, Pension Credit, Housing Benefit, ESA, JSA and 20+ more. Updated to April 2026 rates.

  • Checks eligibility for 20+ UK benefits
  • 2026/27 rates — updated April 2026
  • Universal Credit full breakdown with taper rate calculation
  • Better-Off Calculator — work vs benefits comparison
  • PIP, Carer's Allowance, Pension Credit, Housing Benefit
  • Printable results report with eligibility cards
  • No registration, no personal data stored
Open Calculator → Best for: Individuals & welfare advisers

How to use each tool

⚖️
Sole Trader vs Limited Company
Step 1 — Enter your annual profit (or expected profit) in the calculator.

Step 2 — The tool instantly shows your total tax bill as a sole trader vs a limited company director, including all taxes.

Step 3 — Scroll down to read the full analysis — breakeven point, retained profit benefit, non-financial factors, and the recommendation section based on your income.
Open Tool → Get Professional Advice
📊
Financial Tax Report Generator
Step 1 — Select your entity type (Sole Trader or Limited Company) and enter the tax year.

Step 2 — Fill in your income figures, expenses, and personal details across the accordion sections.

Step 3 — Click Generate Report to create a complete Financial Tax Report. Use Print / Save PDF to save or share the professional output.
Open Tool → Client Portal
💷
UK Benefits Calculator
Step 1 — Complete the 5-minute questionnaire about your household, income, housing, health conditions, and caring responsibilities.

Step 2 — View your personalised eligibility results — each benefit shows whether you qualify and an estimated monthly or weekly amount.

Step 3 — Use the Better-Off Calculator to compare your income in-work vs out of work, then print your results report.
Open Tool → Get Advice

Who these tools help

🧑‍💼
Sole Traders

See if incorporating as a limited company would save you tax at your current income level.

Compare structures →
🏠
Landlords

Understand your tax position on rental income and generate a full financial report for your property portfolio.

Generate report →
👨‍👩‍👧
Families & Individuals

Check which benefits you're entitled to at current 2026/27 rates — you may be missing out on thousands per year.

Check entitlements →
💼
Ltd Company Directors

Generate a full CT600 tax computation, P&L account, and 4-year projection for your company accounts.

Generate report →
🏦
Welfare Advisers

Use the benefits calculator with clients to quickly identify which benefits they should be claiming and by how much.

Open calculator →
🤝
Need Professional Help?

These tools give you the numbers. For personalised advice, MTD registration, or ongoing accountancy — we're here.

Book free call →

Want a personalised analysis?

These tools give you the numbers — but every situation is different. Book a free 15-minute call and we'll give you a personalised recommendation based on your actual circumstances.

Book free 15-min call → Register as a client

All tools are for guidance only and do not constitute financial or tax advice. Always consult a qualified accountant for your specific situation.